Avoiding Impulse Spending

Answer these questions truthfully:

1.) Does your spouse or partner complain that you spend too much money?

2.) Are you surprised each month when your credit card bill arrives at how much more you charged than you thought you had?

3.) Do you have more shoes and clothes in your closet than you could ever possibly wear?

4.) Do you own every new gadget before it has time to collect dust on a retailer’s shelf?

5.) Do you buy things you didn’t know you wanted until you saw them on display in a store?

If you answered “yes” to any two of the above questions, you are an impulse spender and indulge yourself in retail therapy.

This is not a good thing. It will prevent you from saving for the important things like a house, a new car, a vacation or retirement. You must set some financial goals and resist spending money on items that really don’t matter in the long run.

Impulse spending will not only put a strain on your finances but your relationships, as well. To overcome the problem, the first thing to do is learn to separate your needs from your wants.

Advertisers blitz us hawking their products at us 24/7. The trick is to give yourself a cooling-off period before you buy anything that you have not planned for.

When you go shopping, make a list and take only enough cash to pay for what you have planned to buy. Leave your credit cards at home.

If you see something you think you really need, give yourself two weeks to decide if it is really something you need or something you can easily do without. By following this simple solution, you will mend your financial fences and your relationships.

Spend Wisely to Save Money

Have you ever noticed that the things you buy every week at the grocery and hardware stores go up a few cents between shopping trips? Not by much…just by a little each week but they continue to creep up and up.

All it takes for the price to jump up by a lot is a little hiccup in the world wide market, note the price of gasoline as it relates to world affairs.

There is a way that we can keep these price increases from impacting our personal finances so much and that is by buying in quantity and finding the best possible prices for the things we use and will continue to use everyday… things that will keep just as well on the shelves in our homes as it does on the shelves at the grocery store or hardware store.

For instance, dog food and cat food costs about 10% less when bought by the case than it does when bought at the single can price and if you wait for close out prices you save a lot more than that.

Set aside some space in your home and make a list of things that you use regularly which will not spoil. Any grain or grain products will need to be stored in airtight containers that rats can’t get into so keep that in mind.

Then set out to find the best prices you can get on quantity purchases of such things as bathroom items and dry and canned food.

You will be surprised at how much you can save by buying a twenty pound bag of rice as opposed to a one pound bag but don’t forget that it must be kept in a rat proof container.

You can buy some clothing items such as men’s socks and underwear because those styles don’t change, avoid buying children’s and women’s clothing, those styles change and sizes change too drastically.

Try to acquire and keep a two year supply of these items and you can save hundreds of dollars.

Currys TVs

Currys Electrical Store

The most well known electrical stores are Currys in the UK and republic of Ireland. DSG International plc is owner of it. Currys have a complete variety of audio entertainment stuffs from hi-fi, radio karaoke technology, in-car CD players, radio tuners, amplifiers & speakers MP3 players, multimedia mp4 players, portable CD players, Equalizers, amplifiers & excellent sound systems which suits for any room at home. Few of its most well-liked products in Computing division include Desktop PCs, Laptops, Printers, Scanners and all kind PC peripherals like external and internal Data Storage, USB accessories and Wireless based solutions.

Currys have a wide range of Laptop, Notebook and Palmtops computers including Vista set models from few of World's leading companies including Compaq, Dell, Advent, Sony, Packard Bell, Ei Systems, Toshiba, Fujitsu Siemens, LG, Hewlett Packard, Philips, HCL and Apple Macintosh. It also has the most up-to-date, wireless enabled, mobile solutions and big screen models as well most recent gaming machines including Nintendo DS, Playstation 3 as well as 4, Playstation 2, Nintendo Wii, PSP and XBox 360.

Currys also supply a collection of fitness monitors & pedometers, Barracuda alloy-frame adult bike and youth bikes BMX bikes for children. It is also well recognized for its exclusive customer service and low delivery fees.
Currys is one of the biggest electrical stores in UK. This UK’s £8 billion a year obsession with electronic equipments shop initiated Dixons Online in the October 1997 - the first electrical products internet home shopping facility. They have a range of over 3000 goods online, constantly at a lower price. Currys retail, a product collection of electrical and online equipments from Washing Machines, Wide screen Televisions and Microwaves to the newest in Home Computing it caters for everybody. Currys continuously revise their range of web exclusives. This outstanding service is supported by a wide set-up of over 1300 stores and in28 countries.
You can select from over 600 online elite offers. Everyday, Currys online electrical store re-examine their cost on the top selling lines against the other online electrical retailers and moreover mach them or, as in several situations, defeat them.
Currys has something more to offer than any other online retailer, as they have outstanding customer service, assurance of daily Low Prices, 24 Hour Helpline, delivery 7 days a week and installation specialists. The goods are delivered within four days after the product is ordered. Customers can be confident that they are buying the most excellent at Currys UK.
The website is smartly developed with red and silver, giving the website a smart and professional look. The different categories are carefully managed with significant links wherever it is required. This website has one extremely helpful function, the Jargon Buster. This is a vocabulary of terms correlated to the appliances.
There are four means by which you can shop in Currys. Firstly, online shopping can be done at their website which is available the whole day. And which can be done simply by sitting at home. Then you can purchase by phone through curry’s UK-based call centre. Next, you can visit one of their 530 stores available nation-wide. Currys offers you alternative to check the items in stock and also return them in store collection and that is the fourth and last way of getting access to the store.